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How GST Is Calculated on an Invoice: CGST, SGST, IGST and the Code Behind BillBuddy

How GST Is Calculated on an Invoice: CGST, SGST, IGST and the Code Behind BillBuddy

When I built BillBuddy , a GST invoicing app for small businesses in India, the most important code turned out to be one small file, gst.ts . It turns a list of…

Shabbir GovernorOctober 17, 20269 min read
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Home Loan Prepayment: Reduce the EMI or the Tenure? The Maths, Worked Through

Home Loan Prepayment: Reduce the EMI or the Tenure? The Maths, Worked Through

When you make a part-prepayment on a home loan, the bank usually asks one question: do you want to reduce your EMI , or reduce your tenure ? Most people pick…

Shabbir GovernorOctober 17, 20268 min read
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Building a Cricket Scoring App: Ball-by-Ball Events, Undo and Net Run Rate

Building a Cricket Scoring App: Ball-by-Ball Events, Undo and Net Run Rate

Scoring a local cricket match on paper works until someone asks "how many did he get off how many balls?", or the umpire signals a no-ball after you've already…

Shabbir GovernorOctober 17, 20269 min read
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How Claude Code Has Changed the Way Developers Write Software in 2026

How Claude Code Has Changed the Way Developers Write Software in 2026

From Autocomplete to Autonomous Collaborator Just a few years ago, AI in the editor meant autocomplete on steroids: a model guessing the next line while you…

Shabbir GovernorJune 22, 20268 min read
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Inside OpenAI Codex: How Agentic Coding Went Mainstream

Inside OpenAI Codex: How Agentic Coding Went Mainstream

From Code Completion to Code Ownership OpenAI Codex started life as a model that finished your sentence. The version of Codex developers use today is a…

Shabbir GovernorJune 22, 20267 min read
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Claude Fable: What Anthropic's Newest Model Line Means for Builders

Claude Fable: What Anthropic's Newest Model Line Means for Builders

A New Name, A New Generation Anthropic's model lineup has always told a story through its naming — Haiku for speed, Sonnet for balance, Opus for raw capability.…

Shabbir GovernorJune 22, 20266 min read
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Gemini's Image Generation Has Quietly Become a Developer Tool

Gemini's Image Generation Has Quietly Become a Developer Tool

Image Generation Stopped Being a Novelty For a long time, AI image generation lived in a separate world from software development — a fun tool for marketing…

Shabbir GovernorJune 22, 20266 min read
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